India law, payments and account terms
Our legal terms explain how your account is created, checked, used and closed, including what we may ask for when wallet activity needs confirmation. Eligibility depends on your location, age required by law and any other rule that applies where you live; access is available where
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local law permits. We also set out how UPI, Paytm and PhonePe records may be matched with your account name, transaction time and reference ID when a payment needs verification. These terms are written to help you understand the contract between you and us, not to
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replace independent advice. If any clause does not fit your local rule set, the local rule has priority over our wording for that point.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.